Terms and Conditions of Use of the Independent Investor Website

1.  Acceptance of the Use of the Independent Investor Terms and Conditions

Your access to and use of The Independent Investor Website is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

2. Credit card details

The Independent Investor will never ask for Credit Card details and request that you do not enter such details on any of the forms on The Independent Investor Website.

3. Advice

The contents of The Independent Investor Website do not constitute financial advice and should not be relied upon in making or refraining from making, any investment decision.

4. Change of Use

The Independent Investor reserves the right to:
4.1 change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that The Independent Investor shall not be liable to you for any such change or removal and
4.2 change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

5. Links to Third Party Websites

The Independent Investor Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

6. Copyright

6.1 All copyright, trademarks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to The Independent Investor or otherwise used by The Independent Investor as permitted by law.
6.2 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

7. Disclaimers and Limitation of Liability

7.1 The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
7.2 To the extent permitted by law, The Independent Investor will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.
7.3 The Independent Investor makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
7.4 Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of The Independent Investor for death or personal injury as a result of the negligence of The Independent Investor or that of its employees or agents.

8. Indemnity

You agree to indemnify and hold The Independent Investor and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against The Independent Investor arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

9. Severance

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the law of Australia and you hereby submit to the exclusive jurisdiction of the Australian courts.

For any further information please email webmaster

DISCLAIMER


The Independent Investor provides an educational website with information and comment of interest to Australian investors. All expressed views and information are made available for the purposes of information and discussion only. The material contained on this site is an interpretation based on publicly available information from sources that are believed to be reliable and believed to be accurate at the time of writing. However, the Australian Independent Investor does not warrant its accuracy or reliability. Before acting on any information on this site readers should consult a licensed professional.

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